Here it is, episode #1 of "Ask Tim," the new video podcast from IIABNY. Every day, I get insurance technical questions from IIABNY members all over New York. I've come to believe that, if one member asks the question, ten more are wondering the same thing. This "vid-cast" is a way to share some of those questions and answers with all of you. I'll try to pick out some of the more complicated questions, as well as some of the most common ones.
This episode leans toward the complicated side. Every so often, someone asks what the advantages and disadvantages are of being named an additional insured on a contractor's General Liability policy versus having the contractor buy an Owners and Contractors Protective Liability policy. In this episode, I look at the factors your clients need to consider when presented with this choice. Warning: This podcast contains explicit and excessive use of the phrase, "on the other hand."
I look forward to receiving your comments. Come back often for new episodes!