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    « Independent Insurance Agents & Brokers of New York Honor Leaders | Main | N.Y. No Fault Coverage for Car Passenger »

    May 18, 2009


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    Jason Allers

    Tim, can you debunk the old "cigar" insurance myth? The story of a man buying insurance on a rare and expensive box of cigars and then filing an insurance claim after smoking them? Story ends with insurance company cutting him a check, insured cashing the check and then getting arrested for arson? I use it as a story in a presentation for SCORE to portray the complexity of acting as your own insurance professional, and always submit it as an "urban legend." Would like to know the source of the story if you know though.

    Tim Dodge

    Jason, according to the urban legends web site, this story has been circulating for 40 years or more. See

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