In this episode of the Ask Tim podcast:
- Tim wishes J.B. a merry Christmas, leaving J.B. speechless
- Tim discusses the "fellow servant rule" and how it applied under common law before there was a Workers' Compensation system.
- New York workers who suffer injuries on the job can sue if they suffer "grave injuries," such as death, dismemberment, paralysis, amputation, etc.
- The Commercial General Liability policy covers the employer when one employee injures another, but it does not cover the employee who caused the injury.
- Businesses who want to protect certain employees against these types of lawsuits need a special endorsement on their CGL policies.
For more information, visit the Big "I" Virtual University page on Commercial General Liability.




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